Business ethics, Part 2

The idea behind credit cards is simple: they’re a way for the bank to make money. And they do, billions of dollars of it every year. The trick is to find new ways to get as many customers as possible into the optimum debt profile. The basic rules of the game are relatively easy to understand: The more you spend, the more you owe. The more you owe, the more you have to pay at the end of the month.