Compensation culture

Everyone knows America is the land of lawsuits. I’ve had an experience which indicates part of the reason why. After slicing into my finger by mistake a few months ago, I went to the emergency room to get it cleaned up and glued shut. Last month I got a letter from my medical insurance company. I say “letter”, but it was more of a form to fill out. It basically asked where I was at the time of the accident; who else was there; who owned any objects involved in the accident; and whether I could possibly sue any of those people.